Being in a car accident is overwhelming, but learning that the at-fault driver doesn’t have insurance can add even more stress. You’re left wondering who will cover your medical bills, car repairs, or lost wages. Is there any way to recover compensation in this situation?
At DeMayo Law Offices, Your North Carolina Law Firm™, our uninsured motorist accident lawyers in Gastonia are here to guide you. We understand how challenging this experience can be and are dedicated to helping you explore all your options. Even if the at-fault driver lacks insurance, there may still be ways to secure compensation.
With over $1 billion recovered for clients, our Gastonia car accident lawyers have the experience, compassion, and resources to fight for justice. Let us help you take the next step toward recovery and peace of mind.
What Can a Lawyer Do for Your Uninsured Motorist Claim?
When dealing with an uninsured motorist accident, you might feel like the odds are stacked against you. Insurance companies often try to limit your payout, and the claims process can feel like an uphill battle. This is where having an experienced Gastonia personal injury lawyer can make all the difference.
Here’s how our uninsured car accident lawyers in Gastonia can help:
- Investigating the Accident: We’ll gather evidence, review police reports, and speak to witnesses to build a strong case.
- Identifying Compensation Options: Even without the other driver’s insurance, there may be multiple avenues to pursue compensation (more on this below).
- Negotiating with Insurance Companies: Whether it’s your insurer or another party, we handle all negotiations to ensure you’re not lowballed.
- Advocating for Your Rights: If your case requires legal action, we’ll fight tirelessly to get the compensation you need.
For a free legal consultation with an uninsured accident lawyer serving Gastonia, call (877) 333-1000
What Are My Options for Compensation?
When the at-fault driver doesn’t have insurance, there are still ways to recover the money you need to move forward. Here are some potential avenues:
Uninsured Motorist (UM) Coverage
If you have UM coverage as part of your own auto insurance policy, it can step in to cover your damages. This includes medical bills, lost wages, and even pain and suffering, up to your policy limits.
Underinsured Motorist (UIM) Coverage
If the at-fault driver has some insurance but not enough to cover your damages, UIM coverage can fill in the gaps.
Personal Assets of the At-Fault Driver
In rare cases, if the at-fault driver has significant personal assets, you may be able to pursue compensation through a lawsuit.
Other Insurance Policies
Sometimes, other policies—such as umbrella insurance or employer coverage if the driver was on the job—may apply.
Medical Payments (MedPay) Coverage
If you have MedPay coverage, it can help pay for medical expenses regardless of who was at fault.
Each case is unique, and a Gastonia uninsured motorist accident attorney can help you find the best path to pursue.
Gastonia Uninsured Accident Lawyer Near Me (877) 333-1000
The Challenges of Uninsured Motorist Claims
Uninsured motorist claims can be more complicated than standard car accident cases. Here’s why:
- Limited Coverage: If the at-fault driver has no insurance, you’ll need to rely on your own uninsured motorist (UM) coverage or other sources.
- Insurance Pushback: Even your own insurance company may try to minimize your claim. They’re a business, after all, and their goal is to save money, not pay out more.
- Complicated Rules: UM claims have specific legal and procedural requirements, which can vary by state. Missing a step could cost you compensation.
These challenges are why it’s so important to work with a no-insurance car accident lawyer who will take the time to understand your claim and fight for your rights.
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How Much Will a Lawyer Cost?
We know one of the biggest concerns you might have is whether you can afford a lawyer. At DeMayo Law, the answer is yes. Our uninsured motorist car accident lawyers in Gastonia work on a contingency fee basis, which means:
- No Upfront Costs: You don’t pay anything out of pocket to hire us.
- We Only Get Paid If You Win: Our fee is a percentage of your recovery, so there’s no financial risk.
If you’re in a car accident, no-insurance lawyers from our team can offer services on contingency. This allows you to focus on healing while we focus on securing your compensation.
Complete a Free Case Evaluation form now
What Types of Injuries Are Common in Uninsured Motorist Accidents?
Accidents involving uninsured drivers can result in serious injuries, including:
- Whiplash and Neck Injuries
- Broken Bones or Fractures
- Traumatic Brain Injuries (TBI)
- Spinal Cord Injuries
- Internal Organ Damage
- Soft Tissue Injuries
These injuries often require extensive medical care, which is why it’s so important to pursue every available avenue of compensation.
Contact a Gastonia Uninsured Motorist Accident Lawyer for a Free Case Evaluation
If you’ve been injured in a car accident caused by an uninsured driver, you don’t have to face this alone. At DeMayo Law, People Over Profits™ is more than a motto—it’s our commitment to fight for your rights and your future.
Call us today for a free consultation. We will fight to ensure you get the compensation and peace of mind you need to move forward.
Call or text (877) 333-1000 or complete a Free Case Evaluation form
