If you’ve been involved in a car accident in Lowell, you’re likely facing a challenging situation that requires immediate attention. At DeMayo Law Offices, our experienced Lowell car accident lawyers can guide you through the claims process, identify liable parties, and secure fair compensation for your injuries and losses.
Our Lowell personal injury lawyer can assess your case and provide personalized guidance on how to proceed.
Types of Car Accidents in Lowell
Understanding the different types of car accidents is important for determining the cause and liability of a collision. As a driver, it’s imperative to be aware of these types of accidents and take necessary precautions to avoid them.
Rear-End Collisions
These accidents occur when one vehicle collides with the rear of another, often due to tailgating, distracted driving, or sudden stops. You may be surprised to learn that even low-speed rear-end collisions can result in serious injuries, such as whiplash or spinal cord damage.
Single-Vehicle Crashes
Single-vehicle crashes involve only one vehicle and can be caused by a variety of factors, including driver error, road hazards, or vehicle malfunction. These accidents are not uncommon and can result in serious injuries or property damage. Our Lowell car accident lawyers can help you recover compensation in either situation.
For a free legal consultation with a car accident lawyer serving Lowell, call (877) 333-1000
Causes of Car Accidents in North Carolina
As you drive the roads of Lowell and beyond, you’re likely to encounter a multitude of hazards that can increase your risk of being involved in a car accident.
Distracted Driving
Distracted driving is another significant contributor to car accidents. This behavior isn’t just limited to drivers and distracted pedestrians, such as those texting or listening to music while walking. It can also be a hazard, particularly in urban areas with high foot traffic.
Driver Fatigue
Driver fatigue is another common cause of car accidents, especially among commercial drivers who may be pushing themselves to meet tight deadlines. Fatigue can significantly reduce reaction times and judgment, increasing the likelihood of an accident.
Mechanical Failures
Mechanical failures, such as faulty brakes or worn-out tires, can also lead to accidents, highlighting the importance of regular vehicle maintenance. Keeping your vehicle in top condition is important for preventing accidents caused by equipment failure.
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Injuries Sustained in Car Crashes a Lowell Car Accident Lawyer Can Help With
Car accidents can result in a wide range of injuries, some of which can have long–lasting effects on your health and well-being. It’s important to seek medical attention immediately after a crash to ensure you receive proper treatment.
Spinal Injuries
One of the most severe injuries sustained in car crashes is spinal injuries. The sudden jolt of a collision can cause your spine to bend, compress, or fracture, leading to damage to the vertebrae, discs, or spinal cord. These injuries can result in paralysis or long-term pain.
Whiplash
Whiplash is another common injury in car accidents. When a vehicle is struck, the head and neck are subjected to sudden and intense forces, causing the muscles and ligaments to stretch or tear. Whiplash symptoms can include neck pain, stiffness, and headaches.
Broken Bones and Internal Injuries
Other frequent injuries include broken bones, concussions, and internal injuries. It’s important to prioritize your health by seeking immediate medical attention, ensuring you get the necessary care to recover fully.
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Filing a Car Accident Claim in Lowell
When you’re involved in a car accident, it’s important to take prompt action to protect your rights and interests. Filing a claim requires gathering evidence and understanding the insurance landscape to secure the compensation you deserve.
Gathering Evidence Quickly
You have a limited window of time to gather key evidence after a car accident. The sooner you start collecting evidence, the stronger your case will be. Police reports, witness statements, and medical records are all pieces of evidence that can help establish liability and ensure you receive fair compensation.
In some cases, you may also need to rely on accident reconstruction experts to piece together the events leading up to the crash. These experts can analyze skid marks, debris, and other physical evidence to recreate the accident sequence.
Understanding Insurance Options
The car accident claim process typically involves handling insurance options. Understanding the various insurance policies involved is important to handle the claims process successfully.
You’ll need to identify the policy limits of each insurance provider to determine the maximum amount of compensation available. Additionally, you’ll need to figure out which insurance company is liable and negotiate with them effectively.
Meeting Filing Deadlines
Filing a car accident claim is a time–sensitive process with strict deadlines. In North Carolina, you have three years to file a lawsuit against the at-fault party. However, there may be exceptions, such as if the at–fault party is a government entity or if the victim is a minor.
Insurance companies often have their filing deadlines, which can be as short as 30 days. Missing these deadlines can result in denied claims and lost opportunities for compensation.
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Dealing With Insurance Companies in Lowell
Dealing with insurance companies can be overwhelming, especially while you’re recovering from a car accident. Insurance adjusters often employ tactics to minimize payouts and protect their bottom line. Being aware of these tactics can help you avoid falling into common traps, such as:
- Delaying payment: Insurance companies may drag out the claims process, hoping you’ll settle for a lower amount or give up entirely.
- Lowball offers: Insurers may make initial offers that are far less than what you’re entitled to, banking on your desperation.
- Denying valid claims: Some companies may deny claims altogether, forcing you to appeal or even file a lawsuit.
- Requesting excessive documentation: Insurance adjusters may request more documentation than is necessary, hoping to wear you down.
Working with a car accident lawyer in Lowell, NC, can help you handle these challenges and ensure you get the fair compensation you deserve.
Contact a Car Accident Attorney in Lowell, NC
If you’ve been involved in a car accident, the process of seeking compensation can feel overwhelming. By calling an experienced Lowell car accident lawyer at DeMayo Law Offices, you’ll be better equipped to secure the fair compensation you deserve and protect your rights.
Our team of skilled attorneys will work tirelessly to build a strong case on your behalf. Contact us today for a free consultation to learn more about how we can assist you.
Call or text (877) 333-1000 or complete a Free Case Evaluation form
