Factors like insurance coverage, liability, injuries, and evidence can all impact average Uber and Lyft settlements in North Carolina. And every car accident case is different.
Because of this, understanding who is at fault and what rights you have when it comes to an insurance claim can be tricky. And when a rideshare company is involved, there are additional complexities that must be taken into account.
If you’ve been involved in a collision with one of these companies, then you might need a North Carolina car accident lawyer. They will carefully assess your case and put your interests first so that you get every penny of what you’re owed.
What Is the Average Uber and Lyft Accident Settlement Amount in North Carolina?
There is no set average Uber or Lyft accident settlement amount in North Carolina. This is because no two collisions are the same. However, Uber and Lyft do outline coverage limits that may apply to your situation, as reflected in North Carolina General Statutes § 20-280.4.
As part of their insurance policies, they could offer the following:
- Up to $50,000 per person and $100,000 per accident if the event occurs after the driver has accepted the ride or is on their way to pick up a passenger.
- Up to $1 million in third–party liability coverage if the driver has a passenger in the car and is in the middle of a journey.
These figures are the maximum coverage available with these companies. The actual value of your settlement will depend on things like your medical expenses, lost income, liability, and other factors specific to your case.
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How Are Settlement Amounts Calculated?
When looking at average Uber and Lyft accident settlements in North Carolina, several factors can help determine how much you’re owed. Here are some of the most common details insurance companies like to assess:
Extent of Your Injuries
Some accidents are worse than others, to the extent that you could come away with life-changing injuries. Long-term or permanent harm that has led to disability or paralysis usually results in a higher settlement. This is because ongoing care is required.
Broken or fractured bones, spinal injuries, and internal damage that require surgery are also seen as more severe. However, bruising, whiplash, sprains, and minor concussions are less intense, so compensation will likely be lower.
Medical Expenses
If you come away from the collision with an injury and you need medical attention, this will be taken into account as part of your settlement. You can be compensated for the cost of emergency treatment, surgery, medication, and rehabilitation.
Lost Income
Injuries and trauma can prevent you from working. If this is the case, you may be able to claim for lost wages, which will form part of your overall accident settlement amount in North Carolina.
Liability
Knowing who is at fault in your rideshare accident will help to assign liability, which will have a direct impact on your settlement. When liability is clear and based on the evidence provided, then it’s easier to reach the correct figure.
However, because there are so many parties involved with this type of collision, it may be more complex. That’s why a car accident lawyer is needed.
Insurance Policy Limits
Uber and Lyft have their own policy limits, as we’ve touched on above. This will directly affect the maximum amount you can claim as part of your settlement.
How Is Car Accident Liability Determined in North Carolina?
North Carolina bases car accident liability on who was at fault for the crash. This could be the rideshare driver, the rideshare company, a third-party driver, or anyone else who might have been involved.
They also practice under pure contributory negligence. This law prevents you from claiming compensation if you have been found at fault, even if you only share 1% of the blame. So, if you’re expecting a settlement based on your injuries from a recent Uber or Lyft trip but have been deemed responsible in some way, you’re unlikely to receive anything.
You can learn more about contributory negligence in North Carolina in our guide.
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How Long Does An Uber and Lyft Accident Settlement Take?
There is no single answer to how long it takes to settle a car accident claim. It will differ for every case. If the crash was severe and your injuries were significant, then you can usually expect things to take longer. And if there are legal disputes about liability, this can really stretch out the process.
However, having clear evidence makes it easier to determine who is responsible for the Uber or Lyft accident. This means a settlement could be reached faster. Police reports, witness statements, medical records, app data from the rideshare, and more are all important documents that could help with your claim.
Having the right legal representation on your side will make the whole process that much easier. An experienced car accident attorney knows exactly how to deal with insurance companies. They’ll handle and present all the necessary evidence to support your case and make things run smoothly.
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Hire Our North Carolina Car Accident Lawyer Team to Support Your Uber and Lyft Settlement
With so many people involved in a rideshare collision, there’s a lot of uncertainty over liability and insurance policies. At DeMayo Law Offices, we can simplify the process as we work toward securing you more than the average Uber or Lyft accident settlement in North Carolina.
Our lawyers prioritize People Over Profits™, having already helped over 125,000 clients receive the compensation they deserve. We’ll assess your claim and negotiate the best settlement for your situation so that you can focus on your recovery.
All you have to do is reach out to a member of our team, and we’ll help you understand what a good settlement offer after a car accident might look like for your case.
Call or text (877) 333-1000 or complete a Free Case Evaluation form