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North Carolina Car Accident Lawyer

Unfortunately, car accidents happen every single day in North Carolina. No matter how safely you operate your vehicle, drivers who are reckless, distracted, drunk, or otherwise negligent can cause you to crash. If you’ve been injured in a North Carolina car accident that wasn’t your fault, you may be entitled to compensation.

At DeMayo Law Offices, our experienced North Carolina car accident attorneys can evaluate your case, and advise you on the best route to take to recover the cost of your car crash injuries.

You may be owed compensation for your medical expenses, missed work, and pain and suffering. Call DeMayo Law Offices at (877) 333-1000 to set up your free consultation. Our NC personal injury lawyers can help you get the compensation you need.

What to Do After a Car Accident in North Carolina

The moments after a car accident can be harrowing, particularly if you or a loved one sustained a serious injury. If you are able to do so safely, exit your car and check on anyone in the other vehicle. Next, call 9-1-1 to report the accident and any injuries so that first responders can get to the scene as soon as possible.

You can take these steps after you’re safe to protect your legal right to compensation:

  • Move the vehicles out of the road, if possible. This may not be an option if your car is totaled, but it’s important to clear your car so that you can safely wait for help.
  • Get contact information from the other driver. You will need to collect insurance information from them so that you or your attorney can communicate with their insurance company. If the driver is uninsured, ask for their direct phone number and address.
  • Speak with any witnesses. If anyone stopped to help after the crash, get their contact information. Their statement could be important evidence of the cause of the accident.
  • Never admit to fault of any sort. If you outright admit fault at the scene, the other driver’s insurer or attorney could use your statement against you. Be truthful to the police, but don’t try to explain why the crash happened.
  • Call a car accident lawyer. Don’t wait to contact a lawyer after your accident. Make the call to DeMayo Law Offices as soon as you can. Your attorney can take over communications with your insurance company and the other driver’s insurer. You should have the time and space to focus on healing from the injuries you sustained in the wreck.

Why Your Lawyer Should Speak with Your Insurance Company

Don’t be tempted to make statements to an insurance adjuster. Your lawyer knows how to negotiate on your behalf with both your own and the opposing insurance companies.

Unfortunately, you can only count on your lawyer to be on your side. Insurance companies look out for their bottom line, so it’s the insurance adjuster’s job to pay you as little money as possible. If you try to negotiate with them directly, you could be shortchanged or denied compensation altogether.

Insurance policies are confusing, and they’re designed to be that way. Your car accident attorney will cut through the legal jargon and show you what your coverages are and what you can demand from the at-fault party.

If You Were Involved in a Car Accident, Our Attorneys Can Help. Contact Us

Property Damage Claims

An auto accident claim involves two parts: the personal injury claim and the property damage claim.

The personal injury claim seeks to compensate you for damages that occurred as a result of physical injuries from the auto accident. The property damage claim seeks to compensate you for damages that occurred to your car as a result of the accident.

Car accident victims don’t just deal with property damage; most struggle with injuries or medical problems after a crash. Without a reliable vehicle, victims can suffer even greater losses.

Filing a Property Damage Claim in North Carolina

To receive compensation for damaged property, you can file a claim against your insurance company or the other driver’s insurance company. How you file your claim depends on which driver was liable for the auto accident and what type of insurance coverage you have.

North Carolina requires all drivers to carry $25,000 of property damage insurance. This coverage is for direct and accidental loss to your vehicle. There are two types of property damage insurance:

  • Collision: physical damage to your vehicle caused by a collision with other vehicles or objects.
    • Collision coverage pays the lesser of the cost of repair or the actual cash value (ACV) of your automobile.
  • Comprehensive: Losses caused by almost everything else (e.g. missiles or falling objects, fire, hail, theft, vandalism, earthquake, animals, etc.).
    • Comprehensive coverage pays the cost of repair or ACV of your automobile less the deductible.

Read your insurance policy carefully before you make a claim. Next, contact a knowledgeable North Carolina property damage law firm to discuss liability.

Types of Car Accidents That May Entitle You to Legal Compensation

As recently as 2018, North Carolina reported one of the top five total car accident-related deaths in the U.S., according to WCNC. Of those deaths, almost 33 percent involved alcohol, while 40 percent were linked to speeding. If you were injured in a DUI accident or by a speeding driver, you might be owed compensation from the drunk or reckless driver’s insurer.

You might be able to seek financial damages for any type of car accident if another driver, a motor vehicle manufacturer, or other entity caused it through negligence or recklessness. Our car accident attorneys have experience helping Carolinians get the money they need after being injured in an accident.

The types of car crashes we see often include:

Hit & Run Accidents

When a driver crashes into you and leaves the scene quickly, an attorney can help you find the responsible party.

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Drunk Driver Accidents

Drunk drivers cause many accidents, including serious ones causing catastrophic injuries.

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Drugged Driver Accidents

An impaired driver may crash into another car when their reflexes are suppressed by the drugs they took.

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Distracted/Texting While Driving

Distracted drivers take their eyes off of the road, which means the chances of them hitting other vehicles are high.

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Rear-End Collisions

One of the most common types of accidents, rear-end collisions can cause severe whiplash and spinal cord injuries.

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Speeding Accidents

Speeding is a kind of reckless driving that can cause serious injuries. Speeding drivers are unable to stop quickly, making them likely to cause crashes.

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Accidents with Underinsured/Uninsured Drivers

If an uninsured or underinsured driver runs into you, a lawyer can help you get the compensation you need.

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Road Defects

Sometimes, potholes or other road defects can cause you to lose control of your car and crash, no fault of your own. The negligent municipality in charge of the road may be liable for your wreck.

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Car/Mechanical Defects

Manufacturer defects can cause cars to stop working correctly, ultimately causing collisions. The manufacturer could be responsible for the damages they cause.

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Remember, neither your insurance company nor the other driver’s insurer will look out for your well-being after an accident. They only want to minimize your payout.

If your medical bills exceed the minimum coverage required by North Carolina law, this can be a problem. Minimum coverage requirements in our state are:

  • $30,000 per person for injury or death
  • $60,000 total for all people involved in the wreck
  • $25,000 for property damage

The car crash lawyers at DeMayo Law Offices can help you seek the maximum compensation you’re owed so that you can recover fully.

Filing a Car Accident Injury Claim in North Carolina

North Carolina’s negligence laws are fairly strict because the state is one of the few that adheres to the doctrine of contributory negligence. This means that if you are even partially at fault for the accident, then you can’t file for any damages.

If you’re found even one percent responsible, you can’t recoup any costs, no matter how badly you were injured in the accident. That’s why you need a good attorney.

Make sure you contact a lawyer to file in a timely manner. North Carolina’s personal injury laws outline a three-year statute of limitations. After the deadline, you may not be able to recover the compensation you deserve.

To make your personal injury claim go as smoothly as possible, your attorney will ask you for documentation of all the costs you incurred due to the car accident, including:

  • Medical Bills: Keep records of all hospital bills, surgery costs, doctor appointments, and any future estimated costs related to your injuries.
  • Lost Wages: If you missed work while you recovered from the wreck, you could be entitled to compensation for those lost wages.
  • Future Lost Wages: If your injuries don’t allow you to resume your prior job duties and hurts your future earning potential, you could ask for damages. Your lawyer will help estimate what you’re owed.
  • Car Repair Costs: You can demand damages for the cost of your car repair or replacement if the wreck was not your fault.

Your car accident attorney will negotiate on your behalf and fight to get you the maximum settlement possible for your injury.

Common Mistakes Drivers Make After a North Carolina Car Crash

Talking too much, saying the wrong things, or entering into hasty agreements after a car crash can prove very costly. Unfortunately, there is a lot of pressure to make those very mistakes when you’re caught up in the frenzy of an accident. Too often, people who truly deserve financial compensation for their accident injuries make statements that prove detrimental to their own claim. To prevent that, you’ll want to avoid these common mistakes:

Admitting fault

Even a simple sentence like “I’m sorry” can be used against you. Be careful of what you say to anyone else at the scene.

Failing to get a police report

The other driver in the accident will sometimes say that a police report isn’t necessary. You should have an officer file a report of your accident because you will need it for your insurance claim.

Talking to the other side’s insurance company

Never talk to an insurance representative until you’ve consulted with your Charlotte car accident attorney first. The insurance companies do not work for you, they do not represent your interests, and they are not on your side.

Signing a settlement

Agreeing to a settlement – even over the phone — is almost always a mistake. The insurance company’s job is to pay you as little as possible. Their settlement offer is likely far less than you deserve.

Not calling an attorney

Auto accident injury claims are complicated. People who try to handle them on their own usually stumble into critical pitfalls along the way. Talk with a professional instead.

Compensation Process for Injured Passengers

To collect compensation, an injured passenger must make a claim against an at-fault driver’s insurance policy.

Like all personal injury claims, liability or fault must be proven. North Carolina practices contributory negligence rules, which prohibit an injured party from collecting compensation if they’re responsible (to any degree) for their injury. However, passengers aren’t typically liable for their injuries since they aren’t behind the wheel.

Filing an injury claim as a passenger may involve one or more responsible parties. For example, the passenger’s driver, as well as another driver, could share liability for the crash—this would require two separate claims. In some cases, liability may belong to a car’s manufacturer or a car product’s manufacturer.

Insurance companies aren’t eager to pay out passengers; they also know that injured passengers are often friends or family of the at-fault driver. However, compensation will not harm your friend or family member. Don’t let an insurance adjuster undermine the compensation you may be entitled to!

Filing a car accident claim can be a difficult and complicated process. An experienced car accident lawyer can guide you through the process helping to ensure no insurance money is left on the table.

Frequently Asked Questions about Car Accidents

Recovering compensation from an auto accident can be very difficult. Below are some questions that are frequently asked about car accidents and the claims process.

Can't I handle my auto accident claim without a lawyer?

You may be able to handle your auto accident claim without the aid of an auto accident lawyer, but it will be much more difficult. An auto accident lawyer will have experience dealing with insurance adjusters and insurance companies.

An auto accident lawyer will also be able to investigate the auto accident and help show that the auto accident was not your fault. Finally, settlements reached with the aid of an auto accident lawyer are generally more substantial than settlements reached without an experienced auto accident lawyer.

Do I need to call the police if I have an auto accident?

Yes, even though calling the police after an auto accident is not mandatory in all states. However, by contacting the police after your auto accident, you will be able to obtain a police report about the auto accident.

A police report can be an essential part of your auto accident claim because it should detail evidence you will need for your claim. Contact DeMayo Law Offices to schedule your free initial auto accident consultation.

I feel fine. Should I still see a doctor after my auto accident?

Yes. Many times injuries sustained during an auto accident do not arise for some time after the auto accident occurred. This means that while you may feel well right now, you may be still injured. You should always seek medical attention after being involved in an auto accident.

If you are not liable for the auto accident, you will be able to receive compensation for any medical costs you have to pay following the auto accident.

What should I say to the insurance adjuster after my auto accident?

Insurance adjusters work for the insurance companies, and it is their job to save the insurance company as much money as possible from your auto accident. While it is all right to speak with the insurance adjuster about the auto accident, you should always have some sort of witness present, preferably an experienced auto accident lawyer.

Will Contacting a Lawyer Cost Money?

At DeMayo Law Offices, our lawyers work on a contingency fee basis, which means we do not take an attorney’s fee unless we recover money on your behalf. Because we don’t get paid until you get paid, we fight hard to win your case.

Additionally, we offer initial consultations in person or over the phone – completely free of charge.

When you contact our office, you’ll know you have experience and dedication on your side, and you won’t have to pay up front in order to secure the justice you deserve.

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Call Our Car Accident Law Firm Today for a Free Consultation

When you become a victim of a car crash, you need a lawyer on your side who can help you get the maximum compensation. We know that the time after a car wreck can be very stressful, and we want to help. The financial compensation we may be able to help you receive will benefit you and your loved ones and allow you to recover financially while you heal.

Our car accident lawyers are available in the event that you have questions or concerns. We will work with you to make sure no questions are left unanswered. We focus on you and what we can do to make this time in your life easier.

Call our team at DeMayo Law Offices to schedule a free, no-obligation consultation. We can take your call today at (877) 333-1000.