Dog Bites: Certain Breeds Singled Out
If you own a home and have a mortgage, you are generally required to have homeowner’s insurance. If you rent an apartment or a house, your rental agreement may require you to obtain renter’s insurance. Many people do not realize it, but one of the most common factors that can prevent people from obtaining insurance coverage for their home is the type of dog that they have. While this may not seem fair, unfortunately it is a reality. An insurance company that specializes in dog liability insurance has published the 10 breeds often considered to be dangerous by insurance companies. The list is made up of the following breeds:
- Pit bulls and Staffordshire terriers
- Doberman Pinschers
- Rottweilers
- Chow Chows
- Great Danes
- Perro de Presa Canario
- Akitas
- Alaskan Malamutes
- German Shepherds
- Siberian Huskies
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It may not be surprising to see some of the dogs listed above. Catastrophic dog bite cases reported by the media often involve some of these breeds. However, just because certain breeds are not listed above or aren’t thought to be dangerous does not mean they aren’t capable of biting. Any dog can bite! Little dogs, pure breeds, mutts, big dogs, old dogs, and puppies are all capable of biting. Instead of demonizing certain breeds, the focus should be on the more important issue; what can be done to prevent dog bite injuries. Responsible ownership is a key aspect in preventing dog bite injuries. While all dog bite injuries cannot be prevented because some instances are unforeseeable, many of the injuries that occur can be prevented by being a responsible dog owner.
If you or someone you know has been injured by someone else’s dog, compensation may be available. Contact DeMayo Law Offices for a free case evaluation. Call us at (877) 333-1000 to speak to a legal professional for free.
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